Virtual CFO Services in Kolkata
A virtual CFO in Kolkata gives startups and SMEs senior finance leadership without hiring a full-time CFO. ImpactCFO works with companies in Kolkata, across West Bengal, and the rest of East India on the decisions that move cash, debt, and the board pack.
CFO services in Kolkata from ImpactCFO are scoped by the days you need and the outcome you want: a monthly MIS, a cash forecast, a bank limit, or a fundraise. Indicative fees run from ₹1 lakh to ₹3.5 lakh a month plus GST. That is an indicative range, not a quote. The work is delivered remotely, with visits in Kolkata when a lender meeting or working session needs them. There is no ImpactCFO office in the city.
Who it is for
The work fits companies that have outgrown a bookkeeper but do not yet need a full-time CFO in the building every day. Typical clients:
- Startups in Kolkata preparing a fundraise or a first institutional round
- SMEs with roughly ₹5 Cr to ₹200 Cr of revenue that need a monthly finance rhythm
- NBFCs and lending businesses that report to banks, investors, and boards
- D2C and manufacturing companies in Kolkata and East India with stock, debtors, and lender covenants to manage
What a virtual CFO covers
- Monthly MIS the founder and the board can read: profit, cash, debtors, and the few numbers that changed
- A 13-week cash flow forecast, including GST, TDS, and payroll timing
- Bank and NBFC fundraising: the pack, the projections, and the lender conversations
- Working capital limits, drawing power, and how the sanction is actually used
- Debtor days and the cash sitting in unpaid invoices, including supply chain financing
- Compliance oversight of GST and TDS, working with your accountant rather than replacing them. See common GST and TDS mistakes
Engagement tiers
You pick a time commitment. Indicative ImpactCFO fees for these tiers run from ₹1 lakh to ₹3.5 lakh a month plus GST, depending on scope and days. They are not a rate card.
| Tier | Time | Typical work |
|---|---|---|
| Advisory | A few days a month | MIS review, cash oversight, board pack, founder sounding board |
| Core | About one day a week | MIS and budget, 13-week cash forecast, lender and investor reporting |
| Embedded | Two to four days a week | Leads the finance work: fundraising, bank limits, lender negotiations, and the weekly cash review |
For how the wider market prices this work, see how much a virtual CFO costs in India.
Who you work with
ImpactCFO founder Sudhir Singal (XLRI, CFA Level 2) brings over 20 years in finance and has led finance at SuperPe, Happy Fintech and Sarala Microfinance. He has raised over ₹1,000 Cr of debt for a microfinance lender. Engagements are with him, not a rotating junior team behind a senior name.
FAQs
What does a virtual CFO in Kolkata do?
A virtual CFO gives a Kolkata company senior finance leadership without a full-time hire. The work usually covers monthly MIS, a 13-week cash flow forecast, bank and NBFC fundraising, working capital limits, debtor days, and oversight of GST and TDS compliance, alongside your accountant.
Who are CFO services in Kolkata for?
Startups, SMEs, NBFCs, and D2C or manufacturing businesses in Kolkata and across East India, typically with about ₹5 Cr to ₹200 Cr of revenue. The fit is a company that needs senior finance judgement a few days a month or several days a week, not a new full-time CFO yet.
How much does a virtual CFO cost in Kolkata?
Indicative ImpactCFO fees run from ₹1 lakh to ₹3.5 lakh a month plus GST, depending on scope and how many days a week you need. These are indicative ranges, not a quote. Book a strategy call for a scope matched to your stage.
What is an embedded virtual CFO?
An embedded engagement is about two to four days a week. The virtual CFO leads the finance work in that time: fundraising or a lender process, bank limits, the MIS, and the weekly cash review. Advisory and core tiers cover fewer days.
Do you have an office in Kolkata?
No. Delivery is virtual, with visits in Kolkata when a lender meeting, board discussion, or working session needs them. Kolkata and the rest of West Bengal are a focus, and the same engagement covers companies across East India and the rest of India.
Free template
Download the 13-week cash flow workbook
Four sheets, Indian statutory timing for GST, TDS, PF/ESI and EMIs, red alerts when a week falls below your cash buffer, and CC/OD headroom. Amounts are in ₹ lakh, with illustrative sample data you can clear in one step.
Get the free templateBook a free 30-minute strategy call to scope virtual CFO support for your Kolkata business.
Book a free 30-minute strategy call